Roth after-tax vs. Roth IRA

Want to learn more about the differences between a Roth after-tax contribution and a Roth IRA?

Join TIAA's Molly Phelps, who will provide you with an understanding of the distinctions between Roth after-tax contributions made to your Caltech retirement plan and contributions made to a Roth Individual Retirement Account (IRA).

Although both vehicles offer the potential for tax-free qualified withdrawals, they are governed by different rules regarding eligibility, contribution limits, employer involvement, and distribution requirements.