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Summary Plan Description

The Summary Plan Description (SPD), is a summary of the Caltech benefit program that focuses on our health, welfare, and retirement benefits. This benefits summary was created to help Faculty, Staff, and Postdoctoral Scholars understand the Caltech benefits program.

Click below for the 2021 SPD:

If you need more health & welfare information that is not included in the SPD, review the Evidence of Coverage (EOC) below.

There are changes to the Caltech Base Retirement Plan for new employees hired on or after January 1, 2022, including an updated contribution formula and vesting schedule that are detailed in the link below.

Evidence of Coverages (EOCs)

Medical Plans

Southern California

Outside of Southern California

Dental and Vision Plans

Disability Benefits

Life Insurance and Personal Accident Insurance

Additional Benefits

Voluntary Benefits

*Enrollment and payment is directly with the carrier.

Annual Required Notices

Contact the Caltech or JPL Benefits Office if you have any questions.