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Costs for coverage
WHAT COVERAGE COSTS
Following is information about your cost to purchase Caltech student medical, dental, and vision insurance.
Medical
The insurance terms are as follows and will be billed to your student bursar account:
Fall: September 1, 2025 - December 31, 2025
Winter: January 1, 2026 - April 30, 2026
Spring: May 1, 2026 - August 31, 2026
*If you are a Grad student and you're enrolled in the Student Health Insurance Plan for any part of the insurance term, the full cost per term applies.
| Student cost per term | 2025-26 |
|---|---|
| Undergraduate student | $1,683 |
| Graduate student* | $168.30 |
| Graduate Student's cost per term including dependent(s) | |
| Student + 1 Dependent | $1,009.80 |
| Student + 2 or more dependents | $1,851.30 |
Dental
For the Student Dental Insurance Plan, the full cost will be billed to your student account once. There is no cancellation refund and the amount is not prorated.
| Student Cost Annually | 2025-26 |
|---|---|
| Undergraduate Student | $135 |
| Graduate Student | $21.48 |
| Graduate Student's cost annually including dependent(s) | |
| Student + 1 | $128.88 |
| Student + 2 or more | $236.28 |
Vision
For the Student Vision Insurance Plan, the full cost will be billed to your student account once. There is no cancellation refund and the amount is not prorated.
| Student Cost Annually | 2025-26 |
|---|---|
| Undergraduate Student | $30.96 |
| Graduate Student | $3.10 |
| Graduate Student's cost annually including dependent(s) | |
| Student + 1 | $18.58 |
| Student + 2 or more | $34.06 |